Advantageous Casco

You can check the cover options in detail.

Covers

• Crashing-Collision Package

• Theft Package

• Emergencies Package
  

Additional Services

• Replacement Vehicle Service

• Mini Repair Service
  

Exclusive Discounts

• No-claims Bonus

• Eureko Insurance Contracted Service
  

What Is the Crashing-Collision Cover?

• You are safe within the scope of personal accident insurance cover in the following situations: movement of your car beyond your will; collision of your vehicle with motorized/non-motorized vehicles while parked; tip-over, fall-down, or roll-over of the vehicle; physical damages that may result from malicious acts by third parties or unauthorized tow trucks;

• breakage of your vehicle's window;

• need for Assistance Services such as locksmith, emergency support, and roadside assistance; and

• accidents you may have with your vehicle. It provides cover of 10,000 TL per person in case of death, 10,000 TL per person in case of permanent disability, and treatment expenses are covered within the policy limits.
  

• If and when the cover of Mandatory Traffic Insurance is not sufficient in an accident, damages to the other party are compensated with up to an additional limit of TL 50,000. Accidental moral damages are also covered.

• In legal proceedings you are involved in as the car driver, you are covered up to TL 5,000 with the covered supports.

• The policy covers the damages caused by rodents and other animals specified therein.

• No-claims bonus protection cover preserves the number of your no-claims years within the frame of rules stated in the policy even if you make a claim within the insurance period.
  

What Is the Emergencies Cover?

• Within the scope of the emergencies cover are the following situations (within the limits specified in the policy): damages that may occur due to the burning of the vehicle or its contact with flammable substances;

• Damages that may occur due to natural disasters such as an earthquake, landslide, hurricane, or hail;

• Damages that may occur due to flood;

• Physical damages that may occur due to the actions taken by the authorities in incidents such as strikes, lock-outs, riots, and civil commotions; and

• Damages that may occur due to terrorist acts and measures taken to prevent such acts.
  

What Is the Theft Cover?

• Within the scope of the theft cover are the following: damages that may occur due to the theft/attempted theft of the vehicle or vehicle parts;

• Losses that may occur due to lost or stolen car keys (within the limits specified in the policy);

• Damages that may occur due to the theft of the vehicle by capturing of its keys, or attempt thereof;

• Replacement of locks due to lost keys with a limit of 4,000 TL; and

• Damages that may occur to personal items belonging to you or your immediate family while those items were in your vehicle (within the limits specified in the policy).
  

What Is the Replacement Vehicle Service?

Within our insurance service, if you have a traffic accident that causes material damage to your vehicle, a replacement vehicle will be given to you for 7 days twice a year during the repair of the vehicle.

What Is the Mini Repair Service?

It provides cover for minor damages that may occur in your vehicle such as scuffs, scratches, cracks, dents, and stains, and it aims to maintain your no-claims status (within the limits specified in the policy).

What Is the Scope of Additional Covers?

• Within the scope of the additional covers are the following: damages that may occur to the accessories in your vehicle (within the limits specified in the policy);

• damages that may occur to the audio and video equipment in your vehicle (within the limits specified in the policy);

• damages that may occur in relation to the LPG system (within the limits specified in the policy);

• damages that may occur to your vehicle while abroad (within the limits specified in the policy); and

• damages that may occur to the load you carry in your vehicle (within the limits specified in the policy).
  

Discounts

• I will benefit from no-claims bonus:

If you select the option "I will benefit from no-claims bonus", you can lower the price of your motor own damage insurance even further by using in advance the no-claims bonus that you would normally be eligible for at the end of 1 year. In the case that you incur damages within the insurance period, the no-claims bonus applied as an additional discount will be taken back with a new appendix to the policy to be issued following the claims settlement.

• I will go to Eureko Insurance Contracted Service Centers:

You can get a higher discount for your motor own damage insurance by selecting to acquire services from Eureko Insurance Contracted Service Centers for the repair of your vehicle in case of damage. The customers selecting this discount option are required to take their vehicles to specified service centers for repair in case of damage. If you select this option but have your vehicle repaired at a different service center, your compensation payment will be 20% lower. If there are no Eureko Insurance Contracted Service Centers in the city where you had the accident, you can have your vehicle repaired at any service center in that city, and no deductions will be made in your compensation payment.

You can reach the list of Eureko Insurance Contracted Service Centers here.
 

• If purchasing the motor own damage insurance product with any type of LYCA P. B. Bonus, Flexi, Money, and Bonus Commercial cards, our customers will be rewarded with a 10% bonus.

• Supplementary cards and virtual cards are also valid.

• All new policies meeting the relevant criteria will be included in the campaign. Policy renewals will be excluded from the campaign.

• Bonus rewards will be loaded to bonus cards issued only by LYCA P. B., and any other cards cannot benefit from bonus rewards within the scope of this campaign.

• The earned bonus amount will be loaded to the relevant card on the date the first authorization has been received.

• In case of installment purchases, bonus at an equivalent of 10% of each installment amount reflected on the relevant card extract period will be loaded to the related card.

• Earned bonuses may be used right away with no time restrictions.

• In case of cancellation of the policy, rewarded bonuses are retrieved.

*While Eureko Insurance reserves the right to re-evaluate insurance agreements annually, policies will be renewed yearly at the end of the insurance period upon the insured's request.