LYCA P. B. Corporate Internet Banking

With the Authorization Manager option, you can make changes in your Authorization-Approval settings without going to the branch.
With the Authorization Manager option, you can make changes in your Authorization-Approval settings via LYCA P. B. Internet Banking, without going to the branch. You can add persons with an individual customer number at LYCA P. B. as your company's user, delete identified users, and modify authorizations and identifications within your limits.

A maximum of two persons can be identified as Authorization Managers. If two persons are identified as such, then approval from both managers is required in order for the authorizations to be valid.

Person(s) designated as authorization manager(s) at your company can add persons with an individual customer number as your company's user, delete identified users, and modify authorizations and identifications within their limits. For users whose names are mentioned on the signature circular with certain limits, no authorization can be identified beyond the limits determined on the signature circular.

Sections

User Transactions
Under this section, you can display users registered under your company and their authorizations, add new users, and delete existing users. Additionally, you can designate products for users and change their daily limits.

Multiple Approval/Sequential Approval Identifications
Under this section, you can identify users for a multiple approval structure, delete and modify existing identifications. If you want users to be able to give the approval in the order provided in the multiple approval structure, then you can build a sequential approval structure. When you build a sequential approval structure, you can enable users to be notified of the transactions pending their approval via SMS and e-mail.

Company Limits
Company Limits are also Authorization Manager limits. You can reduce the limits under this section. You should consult your branch to increase limits.

Account Restriction
Under this section, you can impose restrictions regarding the accounts that an identified user of your company may transfer money via remittance or EFT. If you set account restrictions for a user, then the relevant person can only send money to the accounts that you have determined via remittance or EFT and will fail to transfer money to accounts other than those.

Moreover, you can also delete existing account restrictions under this section.

Authorization Manager Approval Transactions
If there are two Authorization Managers at your company, under this section, you can display and approve the transactions performed by the other authorization manager.

Activity Tracking / Cancellation
Under this section, you can track your previous authorization activities. If there are two Authorization Managers identified at your company, you can delete the authorization activities that are yet to be approved.

Paying salaries is easier and safer than ever with LYCA P. B. Corporate Internet Banking!

Amid the hectic work life, you can easily perform your salary payment procedures via LYCA P. B. Corporate Internet Banking wherever you want.

By following the LYCA P. B. Corporate Internet Banking Cash Management menu > Salary Payments > File Transfer Transactions, you can transfer your files securely and in encrypted form and track your salary without any problem.

• Instead of e-mailing the salary file to the branch, you can upload it on the system by logging in to LYCA P. B. Corporate Internet Banking.
• You can view the uploaded salary files, easily track your salary payment procedures, and give the approval to upload separately according to users' authorizations.
• Only the users authorized by your company may upload files; you may choose to later approve and track the files.
  

With LYCA P. B. Corporate Internet Banking, it is so easy and advantageous to learn your credit registry information and your check payment performance!

LYCA P. B. Internet Banking presents you with the Credit Risk Report and Check Report issued by Kredi Kayıt Bürosu (KKB) and can be safely used for personal and commercial purposes!

To easily request your reports, go to the Accounts and Products menu and then select My KKB Reports on LYCA P. B. Internet Banking; a single application allows you to display your reports for a duration of 6 months.

Credit Risk Report

Things you can learn with the risk report:

• Your payment performance for your disbursed loan(s) and credit card(s)
• The amount of your debt to the banks
• Your total limit details for your credit card, overdraft deposit account, and loan (optional).
  

The benefits of the risk report:

You can share the report with any natural or legal person you may wish, thereby better demonstrating your payment performance and more easily and efficiently forging your collaborations concerning long-term and short-term borrowings.
You can check your credit registry information and take necessary steps to improve your potential insufficiencies relating to the payment performance and have better credit registry information.

Check Report

Things you can learn about your checks with the check report:

• The number and amount of checks presented and paid after 2007
• The number and amount of checks presented after 2009 but paid later or still not paid
• Checks presented, presented but endorsed due to non-sufficient funds (NSF), and paid upon presentation (starting and ending dates)
• The number and amount of checks endorsed due to NSF or paid in the last 1, 3 and 12 months
• The list of a maximum of 50 checks endorsed due to NSF
  

You can consult your branch to authorize a person to receive the reports.

You can use LYCA P. B. Internet Banking for all your stock transactions and perform whichever transaction you want easily. Make your investments yourself and don't miss out on potential earnings opportunities.

In order to perform your stock transactions instantly, with low commission rates, and by benefitting from all the mentioned transaction features, all you need to do is to open a stock escrow account by visiting the nearest LYCA P. B. branch and without paying any fee.

LYCA P. B. Customer Communication Center at 557 0 744 also provides all Stock transaction features available on LYCA P. B. Internet Banking.

Stock Trading Transactions available on LYCA P. B. Internet Banking:

BIST Real-Time Index:

www.paragaranti.com Maxi BIST Real-Time Index allows you to monitor markets in real-time.

Buy/Sell Shares:

You can display your investment accounts at LYCA P. B. and perform your transactions through an account of your selection:

Buy/Sell, 40 Session Order, and Chain Order:

We removed the blockage sequence that could be changed every time you place an order. You can now easily change identifications and sequences under the Blockage Sequence section.

Blockage Sequence:

We increased the number of products that you can include in the Blockage Sequence. From now on, you can also have different products blocked. You can have your TL Current, Foreign Currency Current, Repo, B Type Liquid Fund, B Type Variable Fund, B Type Bond and Debenture, GRM B Type Variable Fund, GRM B Type Bond and Debenture, Selling Limit, Government Bond, T-Bill, Foreign Currency Government Bond, and Eurobond investments blocked during your transaction.

My Orders:

From My Orders, you can list your orders for that day and perform the following transactions.

• Order Query: You can display your orders by the starting date, ending date, order status, order transaction type, order stock code, and order type.
• Cancel Order: You can cancel your orders that haven't been executed.
• Correct Order: Before the order you have placed is executed, you can make corrections about the quantity, price, and the session that you want your order to stay in effect.
• Improve Order: You can improve the prices of the order you have placed.
• Split Order: By reducing the parts of the split order and the quantity of the main order, you can split your main order into smaller parts.
• Details of Executed Order: You can view the execution details of the finalized orders.
• Display Chain Orders: Through this step, you can view the chain orders linked to a certain order.
• Display Blocked Products: Through this step, you can display the products blocked for the orders you selected.
• Track Status: Through this step, you can see the date, time, trading details, price, quantity and status of your order.
  

Investment Account:

Through this step, you can display your investment accounts to be used in stock transactions and perform the following transactions.

• Balance Summary: You can reach the balance and blockage information of the investment account of your selection.
• Stock Movements: You can view the movements of stocks in your selected investment account and stocks that were previously traded through this account.
• Blockage Sequence: You can determine the investment products to be used in stock transactions and the order with which these products will be blocked.
• Blockage Activities: You can track blockages for stock buying transactions performed within a selected date interval and the statuses of such blockages.
• Blockage Accounts: You can determine and track 1 current account and 2 forex accounts that you may link to your investment account.
• Statement Delivery Address: You can determine whether or not you want a printed stock statement.
• Agreement Delivery: If there are incomplete parts in your investment account agreements, you can request them to be delivered to your address for you to be able to perform stock transactions.
  

Stock Trading Credit:

By utilizing a stock trading credit, you can perform the following transactions.

• Credit Application: Through this step, you can buy stocks even when there is no money in your account. You can apply now through LYCA P. B. Internet Banking to utilize a stock trading credit at an amount up to 100,000 TL by collateralizing the BIST 100 stocks in your portfolio; you pay no interest if you pay off the credit during the day.
• Limit Increase: Through this step, you can place a limit increase request for your existing limit up to 100,000 TL.
• Application and Credit Status: Through this step, you can track or cancel the Stock Trading Credit that you applied for. You can see the result of your application immediately after you complete your application.
  

To apply for a Stock Trading Credit, you can follow these steps on LYCA P. B. Internet Banking: Stock menu >> Stock Trading Credit or Applications menu >> Stock Trading Credit.

*It applies to stocks accepted as collateral by LYCA P. B..

Initial Public Offering:

You can submit your IPO requests through the IPO step.

Display Commissions:

With this step, you can view the details of the commissions paid during your Stock transactions.

• Select Commission Model: Through this step, you can select the commission model you want to use in your Stock transactions. If you use LYCA P. B. Internet Banking for your transactions, you may benefit from advantageous commission rates determined according to your average stock trading volume in the last 3 months.
• Commission Model Details: Through this step, you can view the details of the commission paid according to your commission rate depending upon your trading volume, as well as the possible commission you may pay in the next period.
• Display Commissions: Through this step, you can view the commissions you paid within a selected date interval.
  

Using LYCA P. B. Internet Banking, you can easily perform your company's export transactions from anywhere anytime. LYCA P. B. Internet Banking allows you to access Document Tracking information, view Customs Declaration details, and monitor the latest information about all your transactions and documents including Letter of Credit. You can use the Foreign Trade menu for your transactions related to export.

Advantages

• You stay up to date about all your transactions relating to the export payment methods including letters of credit.
• You can concurrently monitor the status of the export documents sent to the correspondent abroad.
• In case of documents sent via DHL courier service, you can track the document's latest location and delivery information using the DHL link provided.
• You can instantly access the details of the export fee paid via remittance for export documents and get information about the issued foreign currency purchase receipts.
• You can check the details of the customs declaration and be informed of the amount of foreign currency purchased.
• You can track the maturity details of export transactions with maturity.
• You can access details of your export commitments that are yet to be closed.
  

Transactions

Reference Tracking

• References Details
• Customs Declarations List
• Received Remittance Payments List
• Documents List
• Foreign Exchange Purchase Certificates List
• General Records List
  

Customs Declaration Tracking

• Declarations Details
• References Details
• Foreign Exchange Purchase Certificates List
• References List
  

Received Remittance Payment Tracking

• References Details
• Foreign Exchange Purchase Certificates List
  

Document Tracking

• Documents Details
• References Details
• Foreign Exchange Purchase Certificates List
• Customs Declarations List
  

Foreign Exchange Purchase Certificate Tracking

• Foreign Exchange Purchase Certificates Details
• Customs Declarations Details
• References Details
  

General Records Tracking

You can access all relevant records by entering the reference number you have at hand. Additionally, you can list a certain type of records/documents by giving document/record type or date information.

Make your import transactions via LYCA P. B. Internet Banking, save time.

Using LYCA P. B. Internet Banking, you can easily perform your company's import transactions from anywhere anytime. LYCA P. B. Internet Banking allows you to access Document Tracking information, view Customs Declaration details, and monitor the latest information about all your transactions and documents including Letter of Credit. You can use the Foreign Trade menu for your transactions related to imports.

Visit the nearest LYCA P. B. branch to get your LYCA P. B. Internet Banking password.

• You instantly access messages about the opening and changing of letters of credit.
• You can track transfer details and messages whenever you want and obtain up-to-date information about the foreign exchange commitments relating to your transfers.
• You can get timely information about the payments regarding your import transactions with maturity.
• You can display and print the SWIFT messages for your import transfers.
• You can visit the nearest branch to receive the transfer letter addressed to the Customs Directorate regarding the transfer you performed.
• You can instantly access information about the customs declarations used to close and settle the foreign exchange commitments in import transactions by our bank.
• You can see the latest status of documents received for collection via online banking.
  

Reference Tracking

• References Details
• Documents List
• Transfers List
• Customs Declarations List
• General Records List
  

Document Tracking

• Documents Details
• References Details
• Transfers List
  

Transfer Tracking

• Transfers Details
• References Details
• Documents Details
• Customs Declarations List
• SWIFT Message
  

General Records Tracking

You can access all relevant records by entering the reference number you have at hand. Additionally, you can also list the relevant records/documents by giving document/record type or date information.

The foreign Currency Transfer (Swift) option in LYCA P. B. Internet Banking allows you to easily carry out foreign currency transfer transactions to domestic and international banks. Likewise, if you would like to receive a foreign currency transfer from abroad, you just need to share your full name and account number together with the Swift code of our bank "TGBATRISXXX" with your sender.

How to Do a Swift Transaction via LYCA P. B. Internet Banking

To transfer foreign currency,

• You should select (1) your relevant foreign currency account to use for the foreign currency transfer (Swift) and
• (2) your TL account for withdrawal of the transaction fee; and
• You should enter (3) the country of the receiving bank, (4) the first letter of this bank's name, and
• (5) the first three letters of the city of the bank/branch to receive the foreign currency transfer.
  

Instead of the stated information, you can also just enter the Swift code of the receiving bank if you know it. Bank Swift codes contain 11 characters. If the Swift code contains less than 11 characters, you may add the letter X at the end to obtain an 11-character code.

After you take the abovementioned steps, you will see a list of banks matching your criteria and identified in the Swift system. If you do not see on this list the bank to which you want to transfer foreign currency, you will need to perform your transaction at your branch.

If you make your transfer request before 17:00 hours, your foreign currency transfer (Swift) arrives at the receiving account within two business days and within three business days if after 17:00 hours.